How to save for retirement (Part 2)
By Sheryl Smolkin See Part 1 . Every family has multiple financial priorities. If you have small children and a big mortgage it is often daunting to think about saving for anything more than a family...
View ArticleHow much of your savings can you tax shelter?
By Sheryl Smolkin Saving for retirement or any other important goal like a home purchase or your child’s education is not easy. But if you are able to deduct your annual contributions from taxable...
View ArticleAug 24: Best from the blogosphere
By Sheryl Smolkin After several weeks of “theme” issues of Best from the Blogosphere, for the next several weeks we will get back to basics and check out what our perennial favourites have been writing...
View ArticleWhy you should join SPP
By Sheryl Smolkin It’s registered retirement savings plan season again and media ads from financial institutions encouraging you to open a plan and invest in their products are running 24/7. But you...
View ArticlePension-income splitting rules can reduce total tax bill
By Sheryl Smolkin I retired from my corporate job with a defined benefit pension before I turned 55 and I opted to begin receiving my CPP at age 60. And by starting my own business as a workplace...
View ArticleSaskatchewan Pension Plan Q+As
We have previously blogged about Why you should join SPP and 10 things you need to know about SPP. But joining a pension plan is a serious decision so before you make a commitment, you need answers to...
View ArticleAbout one-third of Canadians lack an emergency fund – here are some tips to...
According to a recent article in MoneySense nearly two-thirds of Canadians have built an emergency fund. That’s great, but means that one-third of us have not. For those of us is in that bottom third,...
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